Highlands Ranch Car Accident Attorney

The consequences of a car accident can be serious for victims, and these losses can feel particularly distressing when someone’s carelessness is to blame. If someone’s negligence caused the accident, you may be entitled to seek compensation for the losses you’ve experienced, such as:

• Medical expenses: These bills can add up quickly from the emergency room to ongoing physical therapy visits. You may even need future medical care to address your injuries.
• Lost wages: When you miss out on work, this can significantly impact your financial stability if your injuries prevent you from working.
• Emotional and mental harm: The intangible impact of an accident can be as devastating as physical injuries.
• The costs of repairing or replacing property damages: Property losses, like vehicle damages, should also be taken into account.

Fatal Car Accidents Can Devastate Families

Losing a loved one in a car accident is an unimaginable tragedy. Heartbroken families are left to cope with both emotional and financial burdens. While no compensation can ever replace the person you’ve lost, certain recoverable damages can help alleviate some of the strain during this difficult time. 

Families may be entitled to seek compensation for: 

• Healthcare expenses incurred before their loved one’s passing.
• Funeral and burial costs.
• The loss of financial support they would have provided. 
• The emotional pain and suffering, loss of companionship, and guidance their absence has left behind. 

At The Paul Wilkinson Law Firm, we approach wrongful death cases in Highlands Ranch with compassion. Grieving families deserves legal support while adjusting to this new reality. Our firm helps clients recover compensation for every loss you’ve endured. We strive to ensure nothing is overlooked.

Many car accidents occur because of negligence, which is the failure to exercise reasonable care to others. Negligence can take many forms, including:

• Distracted driving
• Speeding
• Failing to yield
• Driving under the influence of drugs or alcohol
• Running stop signs 
• Improper changing of lane 
• Following another vehicle too closely

While drivers may not intend to cause harm, these careless behaviors can and do cause serious losses to victims, and these parties should be held accountable.

Determining liability is a critical step in seeking compensation for your losses. Several parties may be held responsible depending on the circumstances of the accident. This could include: 

• The driver who caused the collision through negligence, such as speeding, distracted driving, or running a red light. 
• Government entities responsible for maintaining safe road conditions
• Employers, in some cases, could be held accountable if the at-fault driver was working at the time of the accident.

Colorado operates under a modified comparative negligence rule (CO. Rev. Stat. § 13-21-111). You can still recover damages even if you were partially at fault, as long as your percentage of fault does not exceed 50 percent. However, your compensation will be reduced by your share of responsibility.

What Happens if the Negligent Driver Doesn’t Have Enough Insurance?

Colorado’s laws protect drivers by requiring all motorists to carry liability insurance, which helps victims receive compensation for their injuries and damages. So, you expect the at-fault driver’s insurance to cover your medical expenses and other losses. 

However, while Colorado requires drivers to carry liability insurance, not everyone follows the law. A study by the Insurance Research Council (IRC) found that nearly 13 percent of drivers nationwide are uninsured. And even those who do may only have minimum coverage that doesn’t fully address your needs.

If the driver who caused your accident doesn’t have enough insurance to cover your losses, your own uninsured/underinsured motorist (UM/UIM) coverage can help cover expenses when the at-fault driver’s policy falls short. If an insurance company isn’t offering the support you expected, a bad faith insurance attorney in Highlands Ranch can pursue the compensation you deserve.